Small Business Finance Markets 2014

As part of British Business Bank’s strategic plan we committed to producing our view of the state of smaller business finance markets.

‘Small Business Finance Markets 2014' delivers on this commitment and is our first comprehensive analysis of these markets, drawing on new data that we have commissioned, as well as a wide range of external analysis and data sources. Our understanding of the functioning of smaller business finance markets, both in terms of smaller business demand and the finance providers’ supply, is essential in shaping our business planning and the design of our programmes and products. This report places smaller business finance markets in the context of the wider economic recovery and considers some of the structural market failures affecting supply and demand in smaller business finance markets. Our analysis looks at how both debt and equity markets are meeting the demand for finance from smaller businesses, and three key themes arise:

• More businesses will seek finance for growth
• A more diverse and vibrant supply of finance is needed
• Awareness and understanding of the range of finance options is not yet comprehensive enough

Downloads

Full Report - Small Business Finance Markets 2014 - full report (.pdf - 1.49MB)

Executive Summary - Small Business Finance Markets 2014 - Executive Summary (.pdf - 90.35 KB) 

Individual Chapters 

Chapter 1 - Demand - the transition to growth finance (.pdf - 673.92 KB) 

Chapter 2 - Growth Finance - gaps remain (.pdf - 894.6 KB) 

Chapter 3 - Finance Markets - further diversity needed (.pdf - 894.6 KB) 

Chapter 4 - Awareness - not yet comprehensive (.pdf - 334.42 KB) 

Other documentation 

Small Business Finance Markets - summary slidedeck (.pdf - 1.64 MB) 

Publication Spreadsheet (.xlsx - 84.61 KB) 

Small Business Finance Markets 2014 - all charts (.pdf - 2.39 MB)