British Business Bank programme: Investment Programme and our other commercial investments
BMS Finance is an independent, specialist finance company, focused on lending to UK SMEsIt is led by a management team with over 50 years of combined experience in corporate finance, financial structuring and credit analysis.
BMS Finance is a relationship lender which aims to assist proven management teams grow and develop their businesses. It provides senior secured lending between £500k and £5m to predominantly UK SMEs at or approaching profitability.
Features of a typical BMS Finance loan/ financial package are:
- Between £500k and £5m
- Senior secured
- Up to 5 year term
- Amortising or interest only or mix of both
- No personal guarantees
Borrowers are SMEs at or approaching profitability. All investment decisions are made collectively by the 4 deal directors without recourse to an external capital allocation or investment committee. This allows a high degree of certainty and speed of decision making for potential borrowers.