Judith Hartley (formerly Ozcan) - Managing Director, Lending solutions

Judith Hartley is responsible for the design and delivery of a range of programmes that support the flow of debt-based finance into smaller UK businesses, the largest of which, currently, is the Enterprise Finance Guarantee scheme.

From September 2011, Judith held a similar role at Capital for Enterprise Ltd as part of the senior management team. Prior to that, Judith was a Director of Real Estate with HBoS, having also held a number of senior roles within the Corporate Banking business. Judith previously spent 10 years with Barclays, including roles in front-line corporate relationship management, approving corporate credit proposals, and in project management.

Judith holds a BA Hons. degree in European Studies from Bradford University. She is also an Associate of the Chartered Institute of Bankers and holds a Masters in Business Administration from Durham University Business School.